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Credit Cards with Smart Chip - Blue Cash® from American Express®

Discover® Credit Cards

Discover Financial Services, a business unit of Morgan Stanley (NYSE:MS), operates the Discover® Card brands. They offer a variety of Cards to meet the needs of individual Cardmembers, including the Discover Classic Card, the Discover Gold Card, the Discover Platinum Card, The Miles Card from Discover Card and an array of affinity cards. Additional services include Discover CDs and Money Market Accounts, auto insurance and home loans.

Browse the full selection of our Discover® credit cards below or choose another credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features, in the more info section of the listed cards. These cards are issued by Discover or other banks and are accepted where the Novus®/Discover® logos are displayed.


Discover® MoreSM Card - Sealife CollectionCredit Card
Apply for Discover® More Card - Sealife Collection

Choose Your Sealife Card Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Up to 5% Cashback Bonus® Award on Gas Purchases
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • Easy online account options that put you in control
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM CardCredit Card
Apply for Discover® More Card

Get it all... 5% Cashback Bonus® in categories that change four times a year*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*
  • Fraud specialists dedicated to helping you 24/7
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM Card - Wildlife CollectionCredit Card
Apply for Discover® More Card - Wildlife Collection

Choose from different Wildlife Card Designs!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*
  • Talk to a knowledgeable person in less than a minute
  • $0 fraud liability guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM Card - American FlagCredit Card
Apply for Discover® More Card - American Flag

Patriotic, American Flag Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Miles by Discover® CardCredit Card
Apply for Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Air Miles
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student Open RoadSM CardCredit Card
Apply for Discover® Student Open Road Card

Get the card that's right for you, now and down the road.

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student Card - Monogram CollectionCredit Card
Apply for Discover® Student Card - Monogram Collection

Displays your Initials!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank

    Features:
  • Choose your personalized card design
  • 0% Interest* on Purchases for 6 Months
  • No Annual Fee
  • Easy Online Account Management Options

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM Card - ClearCredit Card
Apply for Discover® More Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Increase, even double, your rewards when you redeem for gifts cards from our 80 Cashback Bonus® Partners*
  • Talk to a knowledgeable person in less than a minute
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Open RoadSM CardCredit Card
Apply for Discover® Open Road Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:
  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards*
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
More info           Apply

Discover® Student Card - ClearCredit Card
Apply for Discover® Student Card - Clear

0% Interest* on Purchases for 6 Months

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • Easy online account options that put you in control
  • $0 Fraud Liability Guarantee
  • Cool, Clear Design

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Business CardCredit Card
Apply for Discover® Business Card

Apply for Discover® Business Card.

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $5; maximum $75)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 13.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
  • No Annual Fee

    Earn $100 Cashback Bonus when you apply now*
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student CardCredit Card
Apply for Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Student Card - Tropical BeachCredit Card
Apply for Discover® Student Card - Tropical Beach

Tropical Beach Design!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • Easy Online Account Management Options
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

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